![]() ![]() ![]() Say for example I have a 2000 balance at the beginning of the month but a 3000 expense (mortgage due) mid month. #Cashculator software#My previous software allows exact date and frequency income/expenditure control. Everything else gets put to work in savings or investments. #Cashculator plus#If you try (or simply have no choice) but to keep your account balances at a minimum, the straight-line method employed here will not show you where in the month your balances fall below zero just because the 1st of the month balances happen to be net-positive! I only like to keep enough in the checking to cover my budgeted expenses plus a buffer. THAT IS VERY DECEIVING! If you actually plot your income/expenses monthy it is most definately not a straight line (up or down) throughout the month but a series of ups and downs that fluxtuate above and below a straight line depending on when you receive or spend income throughout the month. In the screenshot above you will see the line from month to month is straight. What this means is that It assumes income/expenses need only be tracked on a "once-a-month" basis as though you receive and spend all your money on the first of the month. My only critisism, and one that has kept me from completely abandoning my previous software is that Cashculator takes the approach that forecasting is "big picture". My current software has one critical ability Cashculator lacks which I will describe here. There really is nothing out there to compare Cashculator to except for the little known software I have been using. I have been using an old spreadsheet-based entry forecasting program for many years which is no longer in development so I was excited to see this at the App store. #Cashculator manual#Read the online manual for specifics but all-in-all this does a great job of what it was designed to do. If you have other software for budget management and a reasonble history of your typical income/expense you will be amazed how this software can be utilized to understand your finacial future. #Cashculator how to#It seams all personal finance software is focused on the past which is important but useless without knowing how to apply this to something. increase salary, add trip abroad) and graphically compare to existing planĬashculator is available in English, German, French, Italian, Portuguese, Norwegian, Russian and Japanese. * Easy “what-if” scenarios: duplicate your existing financial plan, make changes (i.e. * Forecasting based on budget or on average of your actual spending * Easily split a purchase into several payments * Easy budgeting – separate planned expenses from actual ones and compare them It is based on familiar spreadsheet concepts and improves them by: Instead, it is designed for people who want to have a fast and easy way to keep track of their budget.Ĭashculator is the simplest way to manage your finance – easier than a spreadsheet. You will become an expert user in no time thanks to the interactive tutorials that will teach you every aspect of using Cashculator.Ĭashculator is not designed to maintain a detailed, daily records of their spending. Just simple numbers: income and expenses. There is no need to define your accounts and configure the application, no complex dialog boxes, no credits, debits or portfolio management. It is different from other applications which are complex and focus on past transactions.įamiliar spreadsheet concepts make Cashculator easy to use, visual and straightforward. See how easy it is to use Cashculator is in this short video on Ĭashculator is not yet another personal finance application. Tired of complex personal finance applications?Ĭashculator is the simplest way to manage your finances! Keep track of your cash flow to make smarter financial decisions and reach your financial goals by planning your future. Cashculator – The Smart Financial Spreadsheet!Įasily plan and track your finances with Cashculator. ![]()
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